Effective Date: Tuesday, March 6, 2018
By using the Services, you hereby consent to allow us to process information in accordance with this Policy. Please also refer to our [Terms of Service], which are incorporated as if fully recited herein. Capitalized terms used herein without definitions in this policy shall have the definitions ascribed to them in the Terms of Service.
Territoriality Regardless of where our servers are located, your personal data may be processed by us in the United States, where data protection and privacy regulations may or may not be to the same level of protection as in other parts of the world. BY VISITING THE WEBSITE AND USING THE SERVICES, YOU UNEQUIVOCALLY AND UNAMBIGUOUSLY CONSENT TO THE COLLECTION AND PROCESSING IN THE UNITED STATES OF ANY INFORMATION COLLECTED OR OBTAINED BY US THROUGH VOLUNTARY SUBMISSIONS, AND THAT U.S. LAW GOVERNS ANY SUCH COLLECTION AND PROCESSING.
Information Collected We collect two types of information about persons who use the Services: personal information and anonymous information.
“Personal Information” is information that is personally identifiable to you, such as your name, address, email address or phone number, as well as other non-public information that is associated with the foregoing. Anything you publicly post or that is available publicly will not be considered Personal Information, and will be outside the restrictions of this policy.
“Anonymous Information” means information that is not associated with or linked to your Personal Information. We may create Anonymous Information from (i) automatically gathered information or (ii) Personal Information by excluding information (such as name) that make the information personally identifiable to you.
Personal Information Collected We collect certain Personal Information about you, which may be supplied when you sign-up a business for the Services, when you complete a survey, when you create or update an account, when you use the Services, when you request services or otherwise when you submit such information. The information that may be collected includes:
· Phone number;
· Social Security Number;
· Banking information;
· Work history and information;
· Information from your activities on the Services;
· Device identifiers;
· Location data;
Anonymous Information Anonymous Information is collected about you when you use the Services, including but not limited to links and materials posted, enrollment history, purchase history, the type of device you used and its operating system, the pages accessed most frequently, how pages are used, applications downloaded, search terms entered, and similar data. Automatically Tracking Internet Protocol (IP) addresses is one method of automatically collecting information about your activities online and information volunteered by you. An IP address is a number that is automatically assigned to your device whenever you surf the internet. Further, the Services may utilize web beacons, pixel tags, cookies, third-party cookies, embedded links, and other commonly used information-gathering tools. The Services may also collect device identifiers.
Although it may be possible to turn off the collection of cookies through your device, that may interfere with your use of the Services.
Use of Information
Internal Use of Information We accept and gather information in an effort to provide the Services to you. We may also use this information to help us develop and improve our Services, fulfill your requests, send materials to you, inform you about our offers and those of others, tailor our Services to meet your interests, and for other purposes permitted by law.
We may use Anonymous Information or non-Personal Information for any business purpose.
Sharing Information Collected with Third Parties, Consultants, and Affiliates We may share Personal Information and Anonymous Information with our business associates, consultants, service providers, advisors and affiliates in order for them to provide services to us, to you, and to enable us to provide the Services. For example, our host and internet service provider may have access to this information, and we may share your information with underwriters of the policies being sold through the Services. From time to time, we may ask that you sign additional consents in this regard, although you understand that no further consent may be necessary for us to engage in this sharing.
We may disclose your profile, image and uploaded content as featured users on our Services, for marketing purposes.
If you use the Services to interact with others, your Personal Information and Anonymous Information may be shared with those others.
Further, we may disclose collected information, including Personal Information or Anonymous Information, to the extent we believe it necessary to comply with the law, such as in response to a subpoena or court order, to defend a legal claim or establish or protect our legal rights or otherwise as permitted by applicable law. We may disclose any information in our possession in the event that we believe it necessary or appropriate to prevent criminal activity, personal injury, property damage or bodily harm.
Additionally, we may transfer your information to a successor in interest, which may include but may not be limited to a third-party in the event of an acquisition, sale, asset sale, merger or bankruptcy.
Security We employ procedural and technical safeguards to secure your personal information against loss, theft, alteration, and unauthorized access, use and disclosure. We also employ security procedures to protect your information from unauthorized access by users inside and outside the company.
Regardless of the precautions we take, no transmission of data over the internet is guaranteed to be completely secure. It may be possible for third parties not under our control to intercept or access transmissions or private communications unlawfully. While we strive to protect personal information, we cannot ensure or warrant the security of any information you transmit to us.
E-Mail and Electronic Newsletters We may offer electronic newsletters and e-mails concerning promotions, new products and services, or other marketing materials as a service to our users. You may receive newsletters and e-mails concerning promotions and marketing of ours, after you register through with the Services. If, after you have received a message, you no longer wish to receive such materials, you may opt-out by following the unsubscribe instructions included in each electronic newsletter and e-mail.
Access and Control Some of the information collected about you may be retrievable and changeable through your account. To do so, follow instructions on the Services.
Do Not Track At this time, the Services do not specifically respond to do-not-track signals.
Children and Privacy We do not knowingly permit users to register for our Services if they are under 13 years old, and therefore do not request personally identifiable information from anyone under the age of 13. If we become aware that a customer is under the age of 13 and has registered without prior verifiable parental consent, we will remove his or her personally identifiable registration information from our files. If you are the parent or guardian of a person under the age of 13 who has provided personally identifiable information to us without your approval, please inform us by contacting us at the e-mail address below and we will remove such information from our database.
California Privacy Rights California law allows California residents to request information regarding our disclosures in the prior calendar year, if any, of their personally identifiable information to third parties. To make such a request, please contact us at firstname.lastname@example.org with "Request for Privacy Information" in the subject line. Please include enough detail for us to locate your file; at a minimum, your name, email, if any. We will attempt to provide you with the requested information within thirty (30) days of receipt. We reserve our right not to respond to requests sent more than once in a calendar year, or requests submitted to an address other than the one posted in this notice. Please note that this law does not cover all information sharing. Our disclosure only includes information covered by the law.